Mar 1, 2022

Is Texas a good place to retire?

Nat Miller

Texas is a great place to retire because it offers a low cost of living, excellent healthcare and plenty of opportunities for outdoor adventures. In your retirement years, you can enjoy spending time outdoors hiking, biking and fishing in the many beautiful state parks that Texas has to offer. And if you're looking for a little excitement, you can check out some of the state's vibrant cities like Austin or Dallas-Fort Worth. With its warm weather and welcoming atmosphere, Texas is the perfect place to spend your golden years! 

A low cost of living

The cost of living in Texas is quite low, which allows you to stretch your retirement income even further! According to the Council for Community and Economic Research, Texas boasts some of the lowest cost of living cities in the entire country for housing, goods and other common services. Best of all, it's pretty easy to find a high-quality home at a low price, which will allow you to live the good life in your golden years! 

In addition to low costs, Texas also has a very low tax rate. Many retirees choose to move from more expensive states like California and New York to those with lower taxes, and Texas is often on the top of the list of people moving for tax purposes. Not only does Texas not have a state income tax, a huge source of tax savings for many individuals, Texas also has one of the lowest property tax rates in the entire country.  

A strong healthcare system

Another reason why Texas is a great place to retire is because of its health care system. For retirees, healthcare is understandably a major concern – after all, you want to make sure that you have access to the best medical care possible as you age so that you can continue to maintain a healthy, active lifestyle. In Texas, you'll find that this worry is alleviated thanks to an excellent healthcare system that offers plenty of benefits for seniors.

For example, many hospitals in Texas are continually ranked by U.S. New and World Reports as some of the most prestigious hospitals in the entire country. While it may not be nice to think about possible future surgeries or hospital visits, planning for such inevitabilities is an important part of retirement planning and in Texas you can rest assured that you will be able to find top of the line care. Texas is home to some of the best medical facilities in the U.S., which means you can focus on keeping active, rather than worrying about finding a doctor should you need one.

Texas is full of great cities

Another thing that makes Texas such an amazing place to retire is that the state offers a wide and exciting array of cities that you can choose to live in. While we cover the amazing options that Texas has to offer elsewhere, it’s worth noting here too that whatever your interests, Texas is likely to have a great city for you. If you’re into a hipper, younger crowd you may enjoy Austin, while big cities like Dallas and Houston provide all the amenities you’d expect from some of the country’s largest cities. For people looking for smaller cities, places like Corpus Christi or Fort Worth provide excellent value and warm weather year round. To learn more about the best places to retire to in Texas, check out our blog post here.

A Warm and Welcoming Climate

The climate of Texas is warm and welcoming, making it the perfect place to retire. The state experiences plenty of sunshine year-round, which makes it a great place to spend time outdoors. Additionally, the humidity levels are quite low, making it comfortable to live in Texas even during the summer months. 

If you enjoy warm weather and outdoor activities, Texas is a perfect choice for your retirement years! The state enjoys more sunny days per year on average than the country as a whole - 274 vs 240 - and boasts a mild climate year-round. Over 100 species of birds, 8 endangered species and over 640 known kinds of butterflies are all native to Texas, so you can enjoy beautiful nature in your golden years without having to travel too far from home.

With a low cost of living, excellent healthcare and a warm and welcoming climate, Texas is a great place for retirees. So if you're looking for an affordable retirement with plenty of benefits, make sure to consider making Texas your home! Texas has everything that retirees need to live the good life.

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